Finance Professional & AI Enthusiast based in Edmonton
Selected Work
From underwriting nine-figure real estate deals to building financial models, my work is driven by a passion for finance, and a curiosity for how AI can make it better.
What I Do
( 1 )
Real Estate Finance
Builders' lines & masterlines
Construction loans
Land loans
( 1 )
Real Estate Finance
Builders' lines & masterlines
Construction loans
Land loans
( 2 )
Credit & Underwriting
Financial statement analysis
Debt sizing & structuring
Due diligence
( 2 )
Credit & Underwriting
Financial statement analysis
Debt sizing & structuring
Due diligence
( 3 )
Financial Modeling
3-statement & DCF models
Scenario analysis
Cash flow forecasting
( 3 )
Financial Modeling
3-statement & DCF models
Scenario analysis
Cash flow forecasting
( 4 )
AI & Analytics
AI-assisted underwriting
Power BI dashboards
Python & Excel
( 4 )
AI & Analytics
AI-assisted underwriting
Power BI dashboards
Python & Excel
I'm Dhrumil Jingar, a finance professional with 3+ years in real estate and commercial finance at National Bank of Canada and Canadian Western Bank. I love pairing rigorous credit analysis with AI to make financial decisions faster and clearer.
Experience
Aug 2025 – Now
Manager, Real Estate Financing Solutions
National Bank of Canada
Support a team managing a commercial real estate portfolio of more than $1B. Work $100MM+ transactions end to end, including builders' lines, revolving masterlines, construction and land loans, and use AI tools daily in underwriting.
Aug 2025 – Now
Manager, Real Estate Financing Solutions
National Bank of Canada
Support a team managing a commercial real estate portfolio of more than $1B. Work $100MM+ transactions end to end, including builders' lines, revolving masterlines, construction and land loans, and use AI tools daily in underwriting.
Mar – Aug 2025
Analyst, Commercial Financing Solutions
National Bank of Canada
Underwrote and managed $5MM–$10MM commercial financings. Built relationships with 70+ business owners across 30+ industries, and created Excel models and Power BI dashboards that expanded the team's reporting.
Mar – Aug 2025
Analyst, Commercial Financing Solutions
National Bank of Canada
Underwrote and managed $5MM–$10MM commercial financings. Built relationships with 70+ business owners across 30+ industries, and created Excel models and Power BI dashboards that expanded the team's reporting.
Aug 2024 – Mar 2025
Specialist, Commercial Portfolio Management
Canadian Western Bank
Managed and underwrote complex credits above $5MM, including corporate reorganizations and subsidiary acquisitions. Partnered with Covarity to apply data-driven pricing and margining on credit lines.
Aug 2024 – Mar 2025
Specialist, Commercial Portfolio Management
Canadian Western Bank
Managed and underwrote complex credits above $5MM, including corporate reorganizations and subsidiary acquisitions. Partnered with Covarity to apply data-driven pricing and margining on credit lines.
Jun 2023 – Aug 2024
Commercial Banking Associate / Underwriter
Canadian Western Bank
Structured $1MM–$50MM transactions, including M&A financings and business buyouts. Worked one-on-one with business owners and valued income-producing real estate using NOI and market cap rates.
Jun 2023 – Aug 2024
Commercial Banking Associate / Underwriter
Canadian Western Bank
Structured $1MM–$50MM transactions, including M&A financings and business buyouts. Worked one-on-one with business owners and valued income-producing real estate using NOI and market cap rates.
Tools
Excel
Financial modeling.
Excel
Financial modeling.
Power BI
Dashboards & reporting.
Power BI
Dashboards & reporting.
Python
Analysis & automation.
Python
Analysis & automation.
AI Tools
ChatGPT, Claude, Copilot, Gemini.
AI Tools
ChatGPT, Claude, Copilot, Gemini.
DCF & 3-Statement
Valuation models.
DCF & 3-Statement
Valuation models.
Scenario Analysis
Risk & sensitivity.
Scenario Analysis
Risk & sensitivity.
Education & Languages
FAQs
I work in real estate finance at National Bank of Canada, underwriting and structuring builders' lines, construction loans and land loans, including transactions above $100MM.
I use AI day to day to speed up underwriting, research and analysis, and I build financial models and dashboards in Excel, Power BI and Python that make decisions faster and clearer.
Everything from $1MM business buyouts and M&A financings to $100MM+ real estate transactions, for business owners across 30+ industries.
Real estate, investing and creative problem-solving. I'm also a Project Manager at Savaya Developments, a residential home builder in Edmonton.
English, French, Gujarati, Hindi, Punjabi and Urdu.
Email or LinkedIn. You'll find both at the bottom of this page.
I work in real estate finance at National Bank of Canada, underwriting and structuring builders' lines, construction loans and land loans, including transactions above $100MM.
I use AI day to day to speed up underwriting, research and analysis, and I build financial models and dashboards in Excel, Power BI and Python that make decisions faster and clearer.
Everything from $1MM business buyouts and M&A financings to $100MM+ real estate transactions, for business owners across 30+ industries.
Real estate, investing and creative problem-solving. I'm also a Project Manager at Savaya Developments, a residential home builder in Edmonton.
English, French, Gujarati, Hindi, Punjabi and Urdu.
Email or LinkedIn. You'll find both at the bottom of this page.
I work in real estate finance at National Bank of Canada, underwriting and structuring builders' lines, construction loans and land loans, including transactions above $100MM.
I use AI day to day to speed up underwriting, research and analysis, and I build financial models and dashboards in Excel, Power BI and Python that make decisions faster and clearer.
Everything from $1MM business buyouts and M&A financings to $100MM+ real estate transactions, for business owners across 30+ industries.
Real estate, investing and creative problem-solving. I'm also a Project Manager at Savaya Developments, a residential home builder in Edmonton.
English, French, Gujarati, Hindi, Punjabi and Urdu.
Email or LinkedIn. You'll find both at the bottom of this page.